Single Workers Lag in Retirement Savings, Data Shows

February 1, 2020



Saving for retirement is hard to do, regardless of your relationship status. But if you're single, you may have a harder time socking funds away for the future.

After all, being single means not having a partner to share expenses with. Because of this you're forced to foot all of your mortgage payment, utility bills, and other living costs that can be shared by couples, each with his or her own income.

It's not surprising, then, to learn that single workers save a lot less money for retirement than their married counterparts. The Economic Policy Institute reports that as of 2016 (the last year for which its data is available), only 44% of single men and 45% of single women had a retirement savings account. By contrast, 67% of couples had one.


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